/* Wilder HomeBuyers — site styles
   Palette pulled from existing brand materials:
   teal #0A6C7A · charcoal #222 · gold #B8860B · green #2E7D32 · red #C62828 */

:root{
  --teal:#1574B8; --teal-dark:#115A93; --teal-deep:#0C3F66;
  --charcoal:#0e2236; --ink:#222; --muted:#5b6b70;
  --gold:#16A05D; --gold-soft:#0E7C46;
  --green:#16A05D; --green-dark:#0E7C46; --red:#C62828; --blue:#1574B8;
  --bg:#f4f7f8; --bg-soft:#eef3f4; --card:#ffffff; --line:#dde6e8;
  --maxw:1120px;
  --shadow:0 8px 30px rgba(8,62,66,.10);
  --shadow-sm:0 2px 10px rgba(8,62,66,.08);
  --radius:14px;
  --font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--font);color:var(--ink);
  background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--teal);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.section{padding:72px 0}
.section.tight{padding:48px 0}
h1,h2,h3{line-height:1.18;color:var(--charcoal);margin:0 0 .5em}
h1{font-size:clamp(2rem,4.5vw,3.25rem);font-weight:800;letter-spacing:-.5px}
h2{font-size:clamp(1.5rem,3vw,2.25rem);font-weight:800;letter-spacing:-.4px}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.lead{font-size:1.18rem;color:var(--muted)}
.eyebrow{text-transform:uppercase;letter-spacing:2.5px;font-size:.78rem;font-weight:700;color:var(--gold);margin-bottom:14px}
.center{text-align:center}
.muted{color:var(--muted)}

/* ---------- Header / nav ---------- */
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);
  backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-inner{position:relative;display:flex;flex-direction:column;align-items:center;gap:10px;padding:14px 0}
.brand{display:inline-flex;align-items:center}
.brand:hover{text-decoration:none}
.brand img{height:62px;width:auto}
.nav-links{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:28px}
.nav-links a{color:var(--charcoal);font-weight:600;font-size:.97rem}
.nav-links a:hover{color:var(--teal);text-decoration:none}
.nav-cta{background:var(--teal);color:#fff!important;padding:10px 18px;border-radius:999px;font-weight:700}
.nav-cta:hover{background:var(--teal-dark);text-decoration:none}
.menu-toggle{display:none;position:absolute;right:6px;top:18px;background:none;border:0;font-size:1.7rem;color:var(--charcoal);cursor:pointer;line-height:1}

/* ---------- Buttons ---------- */
.btn{display:inline-block;border-radius:999px;font-weight:700;padding:15px 30px;font-size:1.02rem;
  cursor:pointer;border:2px solid transparent;transition:.15s}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--gold);color:#231a00}
.btn-primary:hover{background:var(--gold-soft)}
.btn-teal{background:var(--teal);color:#fff}
.btn-teal:hover{background:var(--teal-dark)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline{background:#fff;color:var(--teal);border-color:var(--teal)}
.btn-outline:hover{background:var(--bg-soft)}
.btn-row{display:flex;gap:14px;flex-wrap:wrap}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(160deg,var(--teal-deep),var(--teal) 60%,var(--teal-dark));color:#fff;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;inset:0;background:radial-gradient(900px 400px at 80% -10%,rgba(184,134,11,.22),transparent 60%);pointer-events:none}
.hero .wrap{position:relative;z-index:2;padding-top:84px;padding-bottom:84px}
.hero h1{color:#fff;max-width:14ch}
.hero .lead{color:rgba(255,255,255,.9);max-width:60ch}
.pill{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.25);
  color:#fff;padding:6px 14px;border-radius:999px;font-size:.82rem;font-weight:600;margin-bottom:20px}

/* ---------- Split landing ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:14px}
.path{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:38px 32px;
  box-shadow:var(--shadow-sm);transition:.18s;display:flex;flex-direction:column}
.path:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--teal)}
.path .ic{font-size:2.2rem;margin-bottom:6px}
.path h3{font-size:1.45rem;color:var(--teal)}
.path ul{margin:0 0 22px;padding-left:20px;color:var(--muted)}
.path ul li{margin-bottom:7px}
.path .btn{margin-top:auto;align-self:flex-start}

/* ---------- Cards / grids ---------- */
.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm)}
.card h3{color:var(--charcoal)}
.card .tag{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:1px;text-transform:uppercase;
  padding:5px 11px;border-radius:999px;margin-bottom:14px}
.tag-stack{background:#EBF3FB;color:var(--blue)}
.tag-hybrid{background:#EBF5EB;color:var(--green)}
.tag-wrap{background:#FEF3E2;color:var(--gold)}
.method-ck{list-style:none;padding:0;margin:0}
.method-ck li{padding-left:26px;position:relative;margin-bottom:9px;color:var(--muted)}
.method-ck li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}

.alt{background:var(--bg-soft)}
.dark{background:var(--charcoal);color:#e9eef0}
.dark h2,.dark h3{color:#fff}
.dark .muted{color:#9fb0b5}

/* ---------- Steps ---------- */
.steps{counter-reset:s;display:grid;gap:20px;grid-template-columns:repeat(3,1fr)}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative;box-shadow:var(--shadow-sm)}
.step:before{counter-increment:s;content:counter(s);display:flex;align-items:center;justify-content:center;
  width:42px;height:42px;border-radius:50%;background:var(--teal);color:#fff;font-weight:800;font-size:1.15rem;margin-bottom:14px}

/* ---------- Compare table ---------- */
.compare{display:grid;grid-template-columns:1fr 1fr;gap:0;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);border:1px solid var(--line)}
.compare .col{padding:30px}
.compare .col.us{background:var(--teal);color:#fff}
.compare .col.them{background:#fff}
.compare .col h3{color:inherit;margin-bottom:18px}
.compare ul{list-style:none;padding:0;margin:0}
.compare li{padding:9px 0 9px 28px;position:relative;border-bottom:1px solid rgba(0,0,0,.06)}
.compare .us li{border-bottom-color:rgba(255,255,255,.18)}
.compare .us li:before{content:"✓";position:absolute;left:0;font-weight:800}
.compare .them li:before{content:"✕";position:absolute;left:0;color:var(--red);font-weight:800}

/* ---------- Buy box spec ---------- */
.spec{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.spec-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow-sm)}
.spec-card.crit{border-top:4px solid var(--green)}
.spec-card.dq{border-top:4px solid var(--red)}
.spec-list{list-style:none;padding:0;margin:0}
.spec-list li{padding:8px 0 8px 28px;position:relative;border-bottom:1px solid var(--line)}
.spec-list li:last-child{border-bottom:0}
.spec-list.yes li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.spec-list.no li:before{content:"✕";position:absolute;left:0;color:var(--red);font-weight:800}

.market-chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-weight:600;font-size:.9rem;box-shadow:var(--shadow-sm)}
.chip b{color:var(--teal)}

/* ---------- Stat band ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;text-align:center}
.stat .n{font-size:2.3rem;font-weight:800;color:var(--gold)}
.stat .l{color:rgba(255,255,255,.82);font-size:.95rem}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(120deg,var(--teal-dark),var(--teal));color:#fff;border-radius:var(--radius);padding:50px 40px;text-align:center}
.cta-band h2{color:#fff}
.cta-band .lead{color:rgba(255,255,255,.9)}

/* ---------- Forms ---------- */
.formcard{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;margin-bottom:6px;font-size:.92rem}
.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:10px;font-size:1rem;font-family:inherit;background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--teal);box-shadow:0 0 0 3px rgba(10,108,122,.12)}
.field.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.formnote{font-size:.82rem;color:var(--muted);margin-top:6px}

/* ---------- FAQ ---------- */
.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:4px 20px;box-shadow:var(--shadow-sm)}
.faq summary{cursor:pointer;font-weight:700;padding:16px 0;list-style:none;color:var(--charcoal)}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";float:right;color:var(--teal);font-weight:800;font-size:1.3rem}
.faq details[open] summary:after{content:"–"}
.faq details p{color:var(--muted);padding-bottom:16px;margin:0}

/* ---------- Footer ---------- */
footer.ft{background:var(--charcoal);color:#c6d2d6;padding:54px 0 26px}
footer.ft a{color:#c6d2d6}
footer.ft a:hover{color:#fff}
.ft-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px;margin-bottom:34px}
.ft-brand img{height:46px;margin-bottom:14px;border-radius:6px}
.ft h4{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:1.5px;margin:0 0 14px}
.ft ul{list-style:none;padding:0;margin:0}
.ft ul li{margin-bottom:9px}
.ft-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;font-size:.85rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;color:#9fb0b5}
.disclaimer{font-size:.78rem;color:#8a9a9f;max-width:80ch;margin-top:14px}

/* ---------- Responsive ---------- */
@media(max-width:860px){
  .nav-inner{padding:12px 0}
  .brand img{height:50px}
  .menu-toggle{display:block;top:14px}
  .nav-links{display:none;position:absolute;top:100%;left:50%;transform:translateX(-50%);width:100%;
    background:#fff;flex-direction:column;align-items:stretch;gap:0;border:1px solid var(--line);border-top:0;
    box-shadow:var(--shadow);border-radius:0 0 12px 12px;overflow:hidden}
  .nav-links.open{display:flex}
  .nav-links a{padding:14px 22px;border-bottom:1px solid var(--line)}
  .nav-cta{margin:10px 22px;text-align:center}
  .split,.grid-3,.grid-2,.grid-4,.spec,.steps,.compare,.stats,.ft-grid,.field.row2{grid-template-columns:1fr}
  .compare{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr 1fr}
}