We purchase with creative terms when traditional financing falls short — and you keep your full commission, paid at closing. No double-ending, no commission haircut, no chasing buyers who can't perform.
Your commission is built into the offer and paid at closing — every time. We treat it as a cost of the deal, not a negotiation.
Overpriced for the comps? High LTV? Seller needs note income? Our structures make deals work that cash buyers and retail lenders pass on.
DSCR financing and licensed-servicer wraps mean credible, documented closings — not tire-kickers tying up your listing.
No repair demands. 10-day inspection, ~30-day close, buyer's choice of title. Professional and predictable.
Sellers can walk clean, keep a low rate, or earn note income depending on the structure — you bring solutions, not just a price cut.
You stay the agent of record. We're the buyer — straightforward, respectful, and easy to work with.
Tell us the price, the loan, and the seller's situation — we'll come back with the structure that fits.
A new DSCR loan pays off the existing mortgage in full at closing. Seller gets cash at closing and carries remaining equity as a subordinated 2nd note.
Cash to seller, a seller-carried note on the remaining equity, plus we take over the existing low-rate financing.
We take title with a note that wraps the existing loan terms, with payments routed through a licensed servicer.
Our cash into the deal at closing typically covers all of the following — so you and your seller see real money, not promises.
Real proceeds at the table.
Full, paid at closing.
Covered as part of the deal.
Brought current where needed.
Share the listing and a few numbers. We'll review it against our Buy Box and come back quickly with a structure and offer — commission included.
Want the criteria first? View our Buy Box →
Questions? Call or text (262) 444-0022 or email Dust@WilderHomeBuyers.com.